Bill of Exchange a Commercial Documents?

Hi Expets

Is Bill of Exchange a Commercial Document ?  and bank raise any descripancy in BE ?

Rgds

Shad

 

BOE is a financial dox

Yes bank can raise a discrepancy in Bills of exchange.

Bank can pick the discrepancy as folows:

1)Tenor

2)Amount in words differ from amount in figures

3)Improper Drawee

4)Improper Drawer

5)Not signed and dated

6)Incorrect LC number.

Raising a discrepancy under BE

If BE is not drawn correctly i.e. according to LC terms, the issuing/nominated bank might raise a discrepancy (for example due date is stated as '60 days after b/l date' instead of '60 days after b/l date, b/l being dated xxyyzzzz')